First -Time Home Buyers

Posted On Mar 01, 2026

First-Time Home Buyers in Ontario: What You Need to KnowLazar Mortgages | Your Guide to Buying Your First Home Buying your first home is exciting — and overwhelming.Between down payments, mortgage approvals, closing costs, and government programs,...

Down Payment Sources

Posted On Mar 01, 2026

Down Payment SourcesLazar Mortgages | Ontario Mortgage Guide4If you’re buying a home in Ontario, one of the first questions you’ll ask is:What’s my minimum down payment — and how does it affect my mortgage approval?Your down payment doesn’t...

Can You Still Buy a Home After Bankruptcy or Consumer Proposal ?

Posted On Mar 01, 2026

Can You Still Buy a Home After Bankruptcy or Consumer Proposal in Ontario?Lazar Mortgages | Ontario Mortgage GuidanceIf you’ve gone through a bankruptcy or consumer proposal, the idea of buying a home again can feel overwhelming. The questions are...

Separated But Still on the Mortgage?

Posted On Mar 01, 2026

Separated But Still on the Mortgage?What You Can and Can’t Do in Ontario  Separation isn’t just legal paperwork.It’s emotional. Financial. Overwhelming.And one of the biggest surprises for couples in Ontario is this:Your mortgage does NOT...